Psychologist Fees San Diego
Insurance
Dr. Pinover accepts Aetna, Optum/United Healthcare (UHC), Medi-Cal, TriWest and Blue Shield of California insurance plans. Clients with HMO plans will not be able to use those benefits for his services. However, if you have a PPO plan, Dr. Pinover may be considered an out-of-network provider. PPOs typically reimburse a portion of the cost—often between 70% and 80%.
If you’re considering using your PPO insurance, it’s best to contact your provider in advance and ask:
- What is my out-of-network deductible for mental health services?
- What percentage of the session fee will be reimbursed?
All clients are expected to pay the full session fee at the time of service. Dr. Pinover will provide a monthly statement (also known as a superbill) that you can submit to your insurance company for possible reimbursement.
Dr. Pinover offers a complimentary 15-minute consultation for prospective clients. After this initial conversation, the fee is $200 for a 50-minute individual session. This may include clinical intake, psychotherapy, or caregiver support.
If the Fee Feels Out of Reach
Dr. Pinover offers a limited number of reduced-fee slots for individual therapy, caregiver education, and couples therapy. If you are interested in exploring a reduced rate, please mention it before your first session. When available, these lower-cost options are offered for a limited number of sessions. Fees may be adjusted upward if your financial circumstances change.
If a reduced-fee spot is not currently open, you may choose to be placed on a waitlist. Additional options—such as shorter or less frequent sessions—may also be considered, depending on your clinical needs. In some cases, Dr. Pinover may recommend a referral to another provider whose services better fit your budget.
Telehealth and Insurance Coverage
Pinover Psychology offers secure telehealth therapy sessions for clients located anywhere in California, in addition to in-person appointments in La Jolla. Many insurance plans now cover telehealth visits, though coverage can vary by plan and diagnosis. If you plan to use insurance for telehealth, it is best to confirm with your provider that your plan covers virtual psychotherapy with a licensed psychologist in California before your first session.
Therapy Services That May Be Covered
Depending on your insurance plan and clinical needs, coverage may extend to a range of concerns, including anxiety, depression, chronic insomnia and CBT-I, addiction recovery, trauma, relationship stress, and life transitions. Learn more about our therapy services, the conditions treated, and our CBT-I and therapy modalities, including CBT-I for insomnia in La Jolla. Coverage always depends on your specific benefits and medical necessity requirements, so confirming details with your insurance provider is the best first step.
Frequently Asked Questions
Does Pinover Psychology accept Aetna?
Yes. Aetna is one of the insurance plans Dr. Pinover is in-network with, though HMO plans typically cannot be used for his services.
Does Pinover Psychology accept Optum or United Healthcare?
Yes. Optum/United Healthcare (UHC) is accepted, subject to plan type and benefits.
Does Pinover Psychology accept Blue Shield of California?
Yes. Blue Shield of California is one of the accepted plans, and coverage details vary by policy.
Does Pinover Psychology accept Medi-Cal?
Yes. Medi-Cal is accepted, and benefits may vary.
Does Pinover Psychology provide superbills for out-of-network reimbursement?
Yes. If Dr. Pinover is out-of-network with your plan, a superbill can be provided upon request so you may seek reimbursement. Reimbursement is not guaranteed and depends on your specific plan.
Is telehealth therapy covered by insurance?
Many insurance plans cover telehealth sessions, but coverage varies by plan. Confirm your telehealth benefits directly with your insurance provider before scheduling.
How do I schedule a free consultation?
You can request a free 15-minute consultation through the free consultation page to ask about availability, insurance, and fit.
Ready to get started? Schedule a free consultation to ask about availability, insurance, and whether therapy may be a good fit.